Final expense insurance is an affordable life insurance plan specifically designed to cover end-of-life expenses, such as funeral and burial costs. It provides a death benefit to your beneficiary to pay for funeral services, burial or cremation, and any associated costs. This helps to relieve the financial burden on your loved ones during a difficult time.

Most people will qualify for day one coverage with no waiting period. Being that we have access to many life insurance carriers, it allows our agents to provide each client with the best plans a client can qualify for based on their unique situation. Schedule an appointment to speak with one of our licensed agents who will then be able to tell you if you are likely to qualify without a waiting period.

Yes, final expense policies are much easier to qualify for opposed to traditional life insurance. They have simplified underwriting, meaning they don't require a medical exam. Instead, applicants answer a few health-related questions. This makes final expense insurance accessible to individuals with various health conditions.

Prices depend on gender, age, health background, and the amount of coverage you are looking for. Once this information is provided, a licensed agent can then provide you with an accurate quote. Schedule a call with one of our licensed agents and they will be happy to help assist you with your needs.

Usually a qualification is determined immediately, however it does depend on the type of policy you are looking for. A licensed agent will be able to answer this question for you.