Affordable
Children's Whole Life Insurance
Run A Quote To See How Affordable Life Insurance Is For Your Minor Children
Benefits Of Life Insurance For Kids
No Medical Exam Needed
- Minors are not required to go through any long extraneous underwriting process in order to get approved. Generally, it is a simple application that takes less than 5 minutes to complete.
No Waiting Period
- As soon as the 1st payment is made, the policy will go immediately into effect
Policy Never Expires
- The policy will last forever and will not expire
Price Never Changes
- The price will not go up over the life of the policy. The price, the child is approved for is the same price the payor of the policy will always pay on the policy
Remember, the younger you are and the healthier you are, the least expensive it is to get life insurance. Starting your kids off while they are young will help ensure that they will lock in their prices now and will not have to worry about the higher costs in the future. Lock in their rate today!
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Frequently Asked Questions
Will We Have To Pay On The Policy Forever?
The payments are generally designed to last throughout the life of the policy. However, there are options to have your policy paid up after 10 or 20yrs. If you select a 10 pay policy, that means that the policy will last you for the rest of your life, but after 10 years you no longer have to pay into the policy. For more information on how this works, schedule an appointment to speak with one of our licensed agents and we will be happy to help.
Do I Get To Choose My Payment Date?
Yes, of course! You can choose your payment to come out on almost any day of the month. You can choose the date to be any day between the 1st and 28th of the month. Please note that the policy will not start until the day the insurance company drafts for your 1st payment.
Can My Child Take Over The Policy When They Are 18?
Yes. You can change the owner of the policy whenever you see fit. If you want to leave it to your child to pay after they become an adult, you can certainly do that.